HDFC Bank Declares ₹22 Dividend Amid Strong FY25
30 April 2025 2 min read
HDFC Bank, Indias largest private sector lender, has announced a final dividend of ₹22 per equity share for the financial year 2024–25 (FY25). This represents a 2,200% payout on the face value of Re 1 per share and is subject to shareholder approval. The record date to determine eligible shareholders is set for Friday, June 27, 2025
Financial Performance
In the January–March quarter of FY25, HDFC Bank reported a 6.7% year-on-year increase in standalone net profit, reaching ₹17,616 crore. Net interest income (NII) rose by 10.3% to ₹32,070 crore compared to the same period last year. The banks net interest margin (NIM) stood at 3.54% on total assets and 3.73% on interest-earning assets. Excluding a one-time ₹700 crore tax refund, the core NIM was 3.46% and 3.65%, respectively .
Asset Quality and Balance Sheet
As of March 31, 2025, HDFC Bank's gross non-performing assets (NPAs) ratio improved to 1.33% from 1.42% in the previous quarter. Net NPAs stood at 0.43%, slightly lower than 0.46% in the preceding quarter. The banks total balance sheet size increased to ₹39.10 lakh crore, up from ₹36.17 lakh crore as of March 31, 2024
Dividend Eligibility and Important Dates
To be eligible for the ₹22 dividend, shareholders must be on the banks register by the record date, June 27, 2025. Considering the T+1 settlement cycle in Indian stock markets, investors should purchase HDFC Bank shares before the ex-dividend date, likely to be June 26, 2025. This dividend declaration reflects HDFC Banks strong financial performance and commitment to delivering value to its shareholders. HDFC Bank’s FY25 performance reaffirms its position as a financial powerhouse in Indias banking sector. With a solid ₹17,616 crore Q4 net profit, consistent growth in net interest income, and improved asset quality, the bank continues to demonstrate resilience and efficiency. The announcement of a ₹22 per share dividend — one of the highest in the sector — reflects the banks robust earnings and strong balance sheet. Setting June 27, 2025, as the record date allows shareholders time to plan and benefit from this payout.
Conclusion
By maintaining strong margins, tightening asset quality, and offering generous returns to investors, HDFC Bank has not only delivered on its financial commitments but also reinforced investor confidence heading into the next fiscal year. As India\'s economy evolves, HDFC Bank remains a key player to watch
Disclaimer
This news/blog content is solely for educational purposes. The securities/investments quoted here are not recommendatory. Mutual Fund investments are subject to market risks, read all scheme related documents carefully.